helped over 3,000 clients & Removed more than $10 million in debt
Are you ready to be our next success story? Credit repair services are fast, reliable, and designed to help you take control of your financial future.
BIRTHDAY FLASH SALE!
PLATINUM CREDIT AND
FINANCIAL SERVICES?
PROVEN TRACK RECORD
TRANSPARENT PROCESS
COMPLIANCE FIRST APPROACH
CUSTOMIZED STRATEGY
ON GOING SUPPORT
Bankruptcies & judgments
Medical debt
(where applicable)
Over-limit and closed accounts in error
Hard inquiries
Collections &
charge-offs
Repossessions
Public records
(liens, judgments)
Late payments & delinquent accounts
Please Note:: Accounts can be corrected, updated, or removed when the information does not meet FCRA guidelines. We do not guarantee results, and we do not control the credit bureaus. Each person’s outcome will depend on their individual credit profile
HERE'S HOW IT WORKS...
Choose Your Package
Pick the plan that fits your needs individual or couple — and we set up your file.
We Handle the Hard Part
Platinum gathers what we need and challenges the negative, inaccurate, or outdated items on your reports. No stress. No guessing. We do the work.
Watch The Progress
Every case is different, but you’ll see updates, removals, and corrections as we work your file. You’ll always know what’s being worked on and what’s next.
FREE 30-MINUTE CREDIT
CONSULTATION CALLS
We know every credit story is different — and sometimes you just need real answers before you start. That’s why we’re offering free 30-minute consultations to help you get clarity and confidence about your next move.
Many of our clients join without ever booking a call because our results and testimonials speak for themselves — but if you’d like to talk first, this is your chance.
✅ Questions about repairing or rebuilding your credit?
✅ Curious about our mentorship program?
✅ Want to hear how we’ve already helped hundreds of clients transform their credit and confidence?
This call is your chance to get clarity, confidence, and direction — in just 15 minutes with a member of the Platinum Credit team.
💎 No charge. No pressure. Just real guidance.
meet the ceo
Quincy Harris
I’ve seen hardworking people do everything right and still feel stuck because of mistakes, setbacks, or a lack of knowledge.
I’m not just here to provide a service. My passion is to help people win. I understand that life happens, mistakes happen, and sometimes you just need the right guidance to get back on track.
I’ve had the privilege of helping hundreds of clients who thought homeownership or purchasing a new car with no money down was impossible.
I’ve seen the impact that comes from watching someone go from denied to approved, from discouraged to empowered.
Those moments never get old.
My approach is built on honesty, education, and results. I know what it’s like to face challenges, work hard, and still feel like the finish line keeps moving.
That’s why I’m committed to helping others navigate the process with confidence and clarity. If creating a better future for yourself and your family is the goal, I’m ready. Together, we will win!
“Every approval starts with a decision. Make yours today.”
Quincy Harris
Credit Specialist | Platinum Credit & Financial Services
choose your platinum plan
Exclusive Platinum Plan
Credit restoration services for one individual
Service Term
✔ Includes 4 rounds of disputes
✔ Valid for 4 months of active service
What’s Included:
• Credit dispute processing and account investigations
• Progress updates sent every 45 days
• 24/7 access to your secure client portal
• Dedicated client support team available for assistance
• Ongoing credit report analysis throughout your service period
Credit Monitoring Requirement
All clients are required to maintain active credit monitoring through MyFreescoreNow at $29 per month.
Credit monitoring allows our team to securely access your updated credit reports each month so we can:
• Review account activity and changes
• Send accurate progress updates
• Prepare dispute rounds
• Continue services without iterruption
Without active credit monitoring, we cannot access your credit report or proceed with services.
Couples Platinum
Plan for 2
Credit restoration services for one individual
Service Term
✔ Includes 4 rounds of disputes
✔ Valid for 4 months of active service
What’s Included:
• Credit dispute processing and account investigations
• Progress updates sent every 45 days
• 24/7 access to your secure client portal
• Dedicated client support team available for assistance
• Ongoing credit report analysis throughout your service period
Credit Monitoring Requirement
All clients are required to maintain active credit monitoring through MyFreescoreNow at $29 per month.
Credit monitoring allows our team to securely access your updated credit reports each month so we can:
• Review account activity and changes
• Send accurate progress updates
• Prepare dispute rounds
• Continue services without iterruption
Without active credit monitoring, we cannot access your credit report or proceed with services.
client success stories
Testimonials
Want a DIY Credit Option? Start with the tools that let you fix it yourself — and see real credit change
Take control of your financial future with products designed to make credit repair simple, effective, and stress-free. From dispute templates to credit-building guides and must-have digital tools, everything you need to boost your score is right at your fingertips. Start your journey today — real results begin with the right resources.
STILL NOT SURE?
Frequently Asked Questions?
Do I need a consultation before joining?
Consultations are optional. When you sign up, you will not receive a consultation call unless you book one. After enrolling, you’ll receive onboarding instructions, and all communication will be done through email and the client portal. If you prefer a consultation call, you can book one using our link.
How Long Does It Take to See Results?
Once you sign up, you’ll receive next steps and onboarding instructions. Results vary, but most clients begin to see movement within the first 30–90 days depending on the credit bureaus and the accounts being challenged.
What Items Can You Remove?
We dispute closed or negative accounts only. This includes late payments, collections, charge-offs, repossessions, bankruptcies, and other negative items that qualify under consumer law.
How Can I Improve My Score?
We help by removing negative items and guiding you on how to add positive lines of credit. Both sides matter: deleting the bad and building the good.
Where Can I See My Credit Reports? Is There a Charge for This?
We use Smart Credit because it includes all 3 reports (Experian, Equifax, and TransUnion). While we don’t charge a fee for credit monitoring, Smart Credit does. The monthly fee is usually around $29 when using our affiliate link. It is required that your Smart Credit account stays active the entire time you’re enrolled so we can track updates and send out new rounds of disputes each month.
How Long Does It Take to Fix My Credit?
After we receive all required information, please allow 3 business days for us to prepare and mail your disputes to the credit bureaus. Processing time begins once the bureaus receive your letters. Our package includes 3 rounds (3 months). Most clients see results within the first 30 days, but timelines vary based on your file.
How Long Until I Start Seeing Results?
Most clients see initial updates within 30–90 days. Each file is different, and results depend on the bureaus, the items being challenged, and how fast the bureaus process your disputes. Credit repair requires consistency, patience, and active monitoring.
Take Control of Your Credit Today!
© 2025 Platinum Credit & Financial Services All Rights Reserved
Quincy Harris : +16622511156
This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc. Results may vary, and testimonials are not intended to guarantee or represent that the same results will be achieved. Platinum Credit & Financial Services provides services to help you on your journey to better credit and does not promise specific outcomes.
helped over3,000 clients & Removed more than $10 million in debt
Are you ready to be our next success story? Credit repair services are fast, reliable, and designed to help you take control of your financial future.
PLATINUM CREDIT AND FINANCIAL SERVICES?
PROVEN TRACK RECORD
TRANSPARENT PROCESS
COMPLIANCE FIRST APPROACH
CUSTOMIZED STRATEGY
ON GOING SUPPORT
Bankruptcies & judgments
Medical debt
(where applicable)
Over-limit and closed accounts in error
Hard inquiries
Collections &
charge-offs
Repossessions
Public records
(liens, judgments)
Late payments & delinquent accounts
Please Note: Accounts can be corrected, updated, or removed when the information does not meet FCRA guidelines. We do not guarantee results, and we do not control the credit bureaus. Each person’s outcome will depend on their individual credit profile
HERE'S HOW IT WORKS...
Choose Your Package
Pick the plan that fits your needs individual or couple — and we set up your file.
We Handle the Hard Part
Platinum gathers what we need and challenges the negative, inaccurate, or outdated items on your reports. No stress. No guessing. We do the work.
Watch The Progress
Every case is different, but you’ll see updates, removals, and corrections as we work your file. You’ll always know what’s being worked on and what’s next.
FREE 30-MINUTE CREDIT
CONSULTATION CALLS
We know every credit story is different — and sometimes you just need real answers before you start. That’s why we’re offering free 30-minute consultations to help you get clarity and confidence about your next move.
Many of our clients join without ever booking a call because our results and testimonials speak for themselves — but if you’d like to talk first, this is your chance.
✅ Questions about repairing or rebuilding your credit?
✅ Curious about our mentorship program?
✅ Want to hear how we’ve already helped hundreds of clients transform their credit and confidence?
This call is your chance to get clarity, confidence, and direction — in just 15 minutes with a member of the Platinum Credit team.
💎 No charge. No pressure. Just real guidance.
MEET THE CEO
Quincy Harris
I’ve seen hardworking people do everything right and still feel stuck because of mistakes, setbacks, or a lack of knowledge.
I’m not just here to provide a service. My passion is to help people win. I understand that life happens, mistakes happen, and sometimes you just need the right guidance to get back on track.
I’ve had the privilege of helping hundreds of clients who thought homeownership or purchasing a new car with no money down was impossible. I’ve seen the impact that comes from watching someone go from denied to approved, from discouraged to empowered.
Those moments never get old.
My approach is built on honesty, education, and results. I know what it’s like to face challenges, work hard, and still feel like the finish line keeps moving. That’s why I’m committed to helping others navigate the process with confidence and clarity. If creating a better future for yourself and your family is the goal, I’m ready. Together, we will win!
“Every approval starts with a decision. Make yours today.”
Quincy Harris
Credit Specialist | Platinum Credit & Financial Services
choose your platinum plan
Exclusive
Platinum
Credit restoration services for one individual
Service Term
✔ Includes 4 rounds of disputes
✔ Valid for 4 months of active service
What’s Included:
• Credit dispute processing and account investigations
• Progress updates sent every 45 days
• 24/7 access to your secure client portal
• Dedicated client support team available for assistance
• Ongoing credit report analysis throughout your service period
Credit Monitoring Requirement
All clients are required to maintain active credit monitoring through MyFreescoreNow at $29 per month.
Credit monitoring allows our team to securely access your updated credit reports each month so we can:
• Review account activity and changes
• Send accurate progress updates
• Prepare dispute rounds
• Continue services without iterruption
Without active credit monitoring, we cannot access your credit report or proceed with services.
Couples Platinum
Plan for 2
Credit restoration services for two individuals enrolled together
Service TermT
✔ Includes 4 rounds of disputes
✔ Valid for 4 months of active service
What’s Included:
• Credit dispute processing and account investigations
• Progress updates sent every 45 days
• 24/7 access to your secure client portal
• Dedicated client support team available for assistance
• Ongoing credit report analysis throughout your service period
Credit Monitoring Requirement
All clients are required to maintain active credit monitoring through MyFreescoreNow at $29 per month.
Credit monitoring allows our team to securely access your updated credit reports each month so we can:
• Review account activity and changes
• Send accurate progress updates
• Prepare dispute rounds
• Continue services without iterruption
Without active credit monitoring, we cannot access your credit report or proceed with services.
client success stories
Testimonials
Want a DIY Credit Option? Start with the tools that let you fix it yourself — and see real credit change.
Take control of your financial future with products designed to make credit repair simple, effective, and stress-free. From dispute templates to credit-building guides and must-have digital tools, everything you need to boost your score is right at your fingertips. Start your journey today — real results begin with the right resources.
Contact Us
STILL NOT SURE?
Frequently Asked Questions
Do I Need a Consultation?
Consultations are optional. When you sign up, you will not receive a consultation call unless you book one. After enrolling, you’ll receive onboarding instructions, and all communication will be done through email and the client portal. If you prefer a consultation call, you can book one using our link.
How Long Does It Take to See Results?
Once you sign up, you’ll receive next steps and onboarding instructions. Results vary, but most clients begin to see movement within the first 30–90 days depending on the credit bureaus and the accounts being challenged.
What Items Can You Remove?
We dispute closed or negative accounts only. This includes late payments, collections, charge-offs, repossessions, bankruptcies, and other negative items that qualify under consumer law.
How Can I Improve My Score?
We help by removing negative items and guiding you on how to add positive lines of credit. Both sides matter: deleting the bad and building the good.
Where Can I See My Credit Reports? Is There a Charge for This?
We use Smart Credit because it includes all 3 reports (Experian, Equifax, and TransUnion). While we don’t charge a fee for credit monitoring, Smart Credit does. The monthly fee is usually around $29 when using our affiliate link. It is required that your Smart Credit account stays active the entire time you’re enrolled so we can track updates and send out new rounds of disputes each month.
How Long Does It Take to Fix My Credit?
After we receive all required information, please allow 3 business days for us to prepare and mail your disputes to the credit bureaus. Processing time begins once the bureaus receive your letters. Our package includes 3 rounds (3 months). Most clients see results within the first 30 days, but timelines vary based on your file.
How Long Until I Start Seeing Results?
Most clients see initial updates within 30–90 days. Each file is different, and results depend on the bureaus, the items being challenged, and how fast the bureaus process your disputes. Credit repair requires consistency, patience, and active monitoring.
Take Control of Your Credit Today!
©2026 Platinum Credit & Financial Services | All Rights Reserved
Quincy Harris : +16622511156
This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc. Results may vary, and testimonials are not intended to guarantee or represent that the same results will be achieved. Platinum Credit & Financial Services provides services to help you on your journey to better credit and does not promise specific outcomes.